What do You Own?

From water, electric, sewer, and gas lines to heating and cooling systems and water heaters, you own a lot more in your home than bedrooms and bathrooms. Below, you will learn what you could be responsible for repairing when they eventually break down.

What do You Own?

From water, electric, sewer, and gas lines to heating and cooling systems and water heaters, you own a lot more in your home than bedrooms and bathrooms. Below, you will learn what you could be responsible for repairing when they eventually break down.

Systems Supported by Inside Lines

Inside utility lines (not systems) are protected by Inside Line, Total Line, Total Line+, Core, and Core+ Protection Plans. These are four critical utility lines in your home. Learn more about protection here!

Water Icon - UtilityShield

Water Lines

Provides water to sinks, showers, toilets, and a water heater.

Common Issues

  • Leaking main shut-off valve
  • Leaking shut-off valves (before the appliances or fixtures)
  • Leaking water lines in the basement (hot or cold)
  • Leaking water lines behind walls (hot or cold)
  • Learn how to diagnose here

Repairs can cost $950 or more (Forbes).

Gas Icon - UtilityShield

Gas Lines

Provides gas to water heaters, stoves, logs and furnace.

Common Issues

  • Leaking gas shut-off valve behind stove
  • Broken shut-off valve
  • Tear in wall of gas pipe
  • Learn how to diagnose here

Repairs can cost $350 or more (Forbes).

Electric Lines

Provides electricity to outlets, stoves, ovens, refrigerators and HVAC system.

Common Issues

  • Wall and dimmer switches
  • Outlets
  • Circuit-breaker box
  • Learn how to diagnose here

Repairs can cost $1,000 or more (WalletGenius).

Sewer Icon - UtilityShield

Sewer Lines

Removes sewage from toilets, showers, sinks, and washers.

Common Issues

  • Leaking sewer (soil) stack
  • Leaking drain lines behind walls
  • Leaking drain lines under floors
  • Learn how to diagnose here

Repairs can cost $1,000 or more (Forbes).

Water Icon - UtilityShield

Water Lines

Provides water to sinks, showers, toilets, and a water heater.

Common Issues

  • Leaking main shut-off valve
  • Leaking shut-off valves (before the appliances or fixtures)
  • Leaking water lines in the basement (hot or cold)
  • Leaking water lines behind walls (hot or cold)
  • Learn how to diagnose here

Repairs can cost $950 or more (Forbes).

Gas Icon - UtilityShield

Gas Lines

Provides gas to water heaters, stoves, logs and furnace.

Common Issues

  • Leaking gas shut-off valve behind stove
  • Broken shut-off valve
  • Tear in wall of gas pipe
  • Learn how to diagnose here

Repairs can cost $350 or more (Forbes).

Electric Lines

Provides electricity to outlets, stoves, ovens, refrigerators and HVAC system.

Common Issues

  • Wall and dimmer switches
  • Outlets
  • Circuit-breaker box
  • Learn how to diagnose here

Repairs can cost $1,000 or more (WalletGenius).

Sewer Icon - UtilityShield

Sewer Lines

Removes sewage from toilets, showers, sinks, and washers.

Common Issues

  • Leaking sewer (soil) stack
  • Leaking drain lines behind walls
  • Leaking drain lines under floors
  • Learn how to diagnose here

Repairs can cost $1,000 or more (Forbes).

Systems Supported by Outside Lines

Outside lines (not systems) are protected by Total Line, Total Line+, Core, and Core+ Protection Plans. Below you will see three critical utility lines outside your home. Our protection covers the single line for each system that you own. Learn more about protection here!

Water Icon - UtilityShield

Water Lines

A single customer-owned water line connecting the home to the utility system.

Common Issues

  • Leak at shut-off valve in an outside meter pit
  • Leaks in main water line between the curb box and home
  • Learn how to diagnose here

Repairs can cost $3,000 or more (Forbes).

Gas Icon - UtilityShield

Gas Lines

A single customer-owned gas line connecting the home to the utility system.

Common Issues

  • Leaks on the line of the customer owned portion
  • Learn how to diagnose here

Repairs can cost $2,000 or more (Forbes).

Electric Lines

A single customer-owned electric line connecting the home to the utility system.

Common Issues

  • Meter-box failure
  • Failed weatherhead
  • Entrance-cable failure wear-and-tear
  • Learn how to diagnose here

Repairs can cost $2,000 or more (WalletGenius).

Sewer Icon - UtilityShield

Sewer Lines

A single customer-owned sanitary sewer line connecting the home to the sewer system.

Common Issues

  • Broken main sewer-line connection to interior pipe
  • Collapse of sewer line due to shifting/settling
  • Learn how to diagnose here

Repairs can cost $6,000 or more (Forbes).

Water Icon - UtilityShield

Water Lines

A single customer-owned water line connecting the home to the utility system.

Common Issues

  • Leak at shut-off valve in an outside meter pit
  • Leaks in main water line between the curb box and home
  • Learn how to diagnose here

Repairs can cost $3,000 or more (Forbes).

Gas Icon - UtilityShield

Gas Lines

A single customer-owned gas line connecting the home to the utility system.

Common Issues

  • Leaks on the line of the customer owned portion
  • Learn how to diagnose here

Repairs can cost $2,000 or more (Forbes).

Electric Lines

A single customer-owned electric line connecting the home to the utility system.

Common Issues

  • Meter-box failure
  • Failed weatherhead
  • Entrance-cable failure wear-and-tear
  • Learn how to diagnose here

Repairs can cost $2,000 or more (WalletGenius).

Sewer Icon - UtilityShield

Sewer Lines

A single customer-owned sanitary sewer line connecting the home to the sewer system.

Common Issues

  • Broken main sewer-line connection to interior pipe
  • Collapse of sewer line due to shifting/settling
  • Learn how to diagnose here

Repairs can cost $6,000 or more (Forbes).

Systems Supported by Core Protection

Perhaps no two systems are more closely associated with comfort in the home than the heating and cooling system and water heater, but the continued use of these systems lead to failure. However, our Core and Core+ Protection plans provide peace of mind that your use of your important systems will not result in a big bill from an expected failure.

HVAC Icon - UtilityShield

Heating and Cooling System

A single customer-owned heating and cooling system.

Common Issues

  • Failed electrical components, motors, and burners
  • Learn how to diagnose here

Repairs can cost $1,000 or more (Forbes).

Water Heater Icon - UtilityShield

Water Heater

A single customer-owned water heater.

Common Issues

  • Failed thermostats, elements, and burners
  • Learn how to diagnose here

Repairs can cost $750 or more (HomeAdvisor).

HVAC Icon - UtilityShield

Heating and Cooling System

A single customer-owned heating and cooling system.

Common Issues

  • Failed electrical components, motors, and burners
  • Learn how to diagnose here

Repairs can cost $1,000 or more (Forbes).

Water Heater Icon - UtilityShield

Water Heater

A single customer-owned water heater.

Common Issues

  • Failed thermostats, elements, and burners
  • Learn how to diagnose here

Repairs can cost $750 or more (HomeAdvisor).

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